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Sr. Item, Regulatory & Business Counsel
LendUp, Oakland, CA remote(temporarily)
Our objective would be to provide a person with a way to better health that is financial.
LendUp is a monetary technology startup situated in Oakland centered on changing the subprime credit and financing room. We’re a Y-Combinator alum (YC W12) supported by prominent investors such as for instance Bing Ventures, Andreessen Horowitz, Kleiner Perkins, and Kapor Capital. Our item has been utilized in 7 states and we’ve seen press that is great when you look at the Wall Street Journal, Financial circumstances, CNN, NBC, TechCrunch, Venturebeat, Inc, Wired, Bloomberg, Fortune, and Dow Jones, and the like.
Just just just What we’re doing:
At LendUp we have been on an objective to give you you aren’t a path to raised health that is financial. Thousands of people don’t have admission to quality credit. Their choices are usually unfair and limited, plus it’s very easy to be caught in a financial obligation period. This is basically the very first problem LendUp attempted to solve, by making use of our mixed expertise in pc pc software, information technology, credit, and training, to the provided passion for monetary health insurance and dignity.
Our core item, the LendUp Ladder, is an alternative solution to payday advances that transforms a trap into a way to borrow at lower prices and build credit. And each we see our customers succeed day. We’re building additional financial loans which will help us further speed up our objective of supplying a person with a course to raised health that is financial.
The Sr. Product, Regulatory and Corporate Counsel is supposed to be in charge of involved in close partnership with specific sections and get a cross practical groups to present appropriate and regulatory guidance as LendUp develops, implements and updates its services and products.
- Advise business partners who’re focusing on brand new and existing services and products from product development through launch, including compliance advising with regards to such items
- Offer timely, succinct and business-focused advice that is legal federal and state customer banking and financing rules, including Regulation E, TILA and Regulation Z, MLA, ECOA, FCRA and UDAAP, and banking laws like BSA/AML, and information privacy and security legislation.
- Advise the LendUp item team on item advertising, ads and disclosures.
- Provide advice that is regulatory LendUp’s commercial and federal government relations counsel to help with negotiating commercial and bank contracts, and help legislative and policy issues.
- Provide advice that is regulatory support to LendUp’s conformity group.
- Make use of banking institutions in developing cardholder agreements, disclosures as well as other item security
- Instruct and handle outside counsel, http://www.speedyloan.net/payday-loans-mi/ because necessary
- Manage LendUp’s state financing certification demands, including getting and keeping licenses
- Construction and draft loan agreements for LendUp products
- Handle litigation and work matters, and any matter impacting an ongoing company, as necessary to offer the company
- A high-caliber that is proven experienced, solution-oriented and proactive lawyer with expertise in the lending room
- Deep experience analyzing and advising on an array of dilemmas regarding the monetary solutions industry, with particular expertise on consumer banking that is digital individuals in a variety of re re payments systems, including issuer processors and system managers, sub-prime and installment loans, like the legislation, foibles pertaining to banks and state certified
- Deep knowledge of Regulation E, Regulation Z, BSA/AML, TILA, ECOA, FCRA, MLA and state laws and regulations associated with lending
- Power to balance working individually with small direction and working closely and collaboratively within a tiny appropriate group
- Capacity to interface effortlessly along with known degrees of the corporation (professional management, HR, company divisions, etc. ) also to gain the trust and confidence of other people
- An enthusiastic feeling of ownership, and very adaptable up to a fast-changing environment
- A business that is solid with practical danger understanding
Education and Experience
- JD and 8+ years of expertise, including practicing in-house at a fast paced FinTech startup business ( or perhaps in a comparable environment) for at the least 36 months, with significant focus on customer financing
- Preferred candidate may have experience doing work in the re re payments room, straight with regulators representing certified organizations, and negotiating and drafting complex services contracts that are financial
- Established solution oriented and problem that is creative
- Capability to handle multiple projects simultaneously, with effective quality of conflicting priorities
- Exceptional dental and written interaction abilities and capacity to work both in groups and separately
- Admitted to your CA circumstances club or authorized counsel that is in-house hawaii Bar of Ca
LendUp has all the stuff you’d expect from the mission-driven business, like a competitive income; very early phase equity; 100% business paid medical, dental and vision insurance coverage; ample vacation/sick leave policy; 401(k).
But here’s that which we really like about LendUp lifestyle:
- We’re devoted to a varied and inclusive tradition that spurs innovation and creates a significant and work environment that is impactful
- Certainly one of our values is “different backgrounds, exact exact exact same objective. ” We’re passionate about diverse applicants and now have slack networks devoted to sets from mu
LendUp can be an opportunity that is equal
We extend equal job opportunities to qualified candidates and workers on a basis that is equal of ones own age, battle, color, intercourse, religion, nationwide beginning, impairment, intimate orientation, sex identification or phrase, maternity status, marital status, military or veteran status, hereditary disposition, or just about any other explanation protected for legal reasons.